- Individual in personal capacity can open.
- Individuals in joint names can open.
- A minor with natural guardian can open.
- Application form necessary.
- Rate of interest upto 8.5%*.
- Senior citizen* - +0.5%.
- Co-societies/ Institutions can open FD
- Minimum deposit amount Rs.1000.
- Minimum Period 7 days.
- Payment of interest on monthly, quarterly, half-yearly and annually for deposit of 1 year and above.
- Loan and nomination facility.
- Facility of pre-mature withdrawal.
* Rate of Interest upto 8.5% p.a. *Senior citizens get an additional +0.5% interest.
